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中国网财经8月10日讯 近日,互联网金融平台找银子宣布,公司三周年之际获得荣马集团领投的5000万元A轮融资,投资项目管理方为同方厚持。同时,找银子宣布将继续深耕农村金融。
据了解,找银子最初上线房产项目,上线一个多月,成交量破亿。后布局小额分散的车产项目。2017年涉足农村金融。
据了解,找银子农村金融深耕内蒙古克什克腾旗地区的农牧业,牧业是农村金融的一个特色分支。
据介绍,找银子项目的风控来自本土,具有多年的深耕细作项目风控经验。找银子的优质资产体现在当地的“重资产”牧业特点,及当地良好的“担保体系”,从抵押物和征信着手,双重保证。
因克什克腾旗牧民的经济特点为重资产、轻资金。项目采用熟人信用评分的内部劝诫机制,结合“三户联保”的外部代偿机制,加之当地民风淳朴还款意愿强,建立了稳固的项目“担保体系”。
找银子CEO马顺表示,以找银子为代表的涉足农村金融的企业,获得资本青睐,开辟农村金融黄金地带,有望成为监管落地后互金企业的第一梯队。
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