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借条上写这三个字,会变成一纸空文!

2017-07-10 08:08:57   

现代社会,老赖太多。如果你不想像个孙子似的去要钱,借款之前就得让人把借条写好!

写借条呢,有三个需要注意的地方,一定要看清楚了!

1、欠条借条不一样

一般建议写借条不是欠条。欠条没有强制还款的最后时间,借条随时可以要求还钱,持续时间不要超过20年。一旦走法律程序,借条要远远好于欠条,借条是最好的借款证据。欠条就会麻烦很多,如果对方狡辩,你必须提供更多的证据来证明对方借了你的钱。

2、“借”不等于“借到”

一个是“借”,另一个是“借到”,实际上差别非常大。建议写“借到”两个字,这样不会有歧义,说明借款人的钱已经到手了。如果只有“借”,就缺少这么个意思。一旦借钱方抠字眼,法庭也会认为有这种可能。

3、“还”读“hai”还是“huan”?

这句话有两个意思,建议写成“归还欠款”或者“未还欠款”。

多音字很有可能出现在借条上,以防万一,大家还是写清楚的好。这三条你记住了吗?另外,借条上还要把详细情况写清楚,包括还款日期、每年利息等等。

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