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即将取消农村户口,注意这一点,可以拿和城镇居民一样的养老金!

2017-05-29 09:43:24   

即将取消农村户口,注意这一点,可以拿和城镇居民一样的养老金!

【法律哥:我们努力普法,希望亲能打赏个订阅~】

早在2016年,国家就规定,将从2017年开始,全面取消农业户口。这次新的户籍改革,将会让更多的农民享受到养老、教育、医疗等方面的福利。取消农村户口后,将不再受到户口的限制,农民看病也能享受和城镇居民一样的待遇。在养老金方面,农民也可以和城镇居民一样吗?

即将取消农村户口,注意这一点,可以拿和城镇居民一样的养老金!

(图片来源于网络)

按照现在的养老保险来看,城镇居民和农村居民是不一样的。城镇居民可以缴纳社保或者城镇居民养老保险,而农村居民只能选择交农村养老保险或者社保。这两种养老保险方式的交费和计算方法都是同样的。

基本的交费标准和算法如下:

养老保险的缴费标准为每年100、00元、200元、300 元、400元、500元、600元、700元、800元、900元、1000元、1500元、2000元,共12个档次。

农民自愿选择缴费档次,按照多缴多得的原则领取养老金。

即将取消农村户口,注意这一点,可以拿和城镇居民一样的养老金!

(图片来源于网络)

养老金具体计算如下:

月养老金=基础养老金+个人账户总额÷139。其中,基础养老金标准为75元,缴费满15年之后,每多缴1年养老金,基础养老金就增加1元。

而个人账户总额=个人缴费+政府补贴+集体补助+社会和个人资助+上述金额产生的利息。

虽然看似两种养老保险的交费和计算方式一样,但城镇和农村居民的养老意识不同,导致两者存在着很大的差异。

两者在选择交费档次的时候,城镇居民会选择多的一种,农村居民则不会,这就直接导致了两者个人账户总额上的差别。也正是因此,城镇居民的养老金比农村的高。

即将取消农村户口,注意这一点,可以拿和城镇居民一样的养老金!

(图片来源于网络)

对于即将取消的农村户口,如果农民再不改变养老意识,适当提高交费档次,那么养老则会存在很大的问题。

想了解更多关于农村养老保险的相关信息,欢迎关注法律哥,法律哥为大家更详细的解答。

编辑:尹律师

本文版权归有事找律师所有

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