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农村养老保险可以一次性补缴,两个老人得花18万,你愿意交吗?

2017-05-15 08:18:58   

以前农民为了养老,都是想方设法生一个男孩,因为在他们心里女孩都是得嫁出去的,只有生男孩才能养老。养儿防老的观念根深蒂固。

农村养儿防老观念根深蒂固

而城里人就好不少,因为他们在城里可以领到养老金,晚年可以靠这点钱养老,不用担心没有儿子防老的问题。毕竟一个月几千块的养老金,就算子女不养他们,他们也完全可以自己养老。现在农村养老保险也在实行,农民也可以每个月领到养老金了,不少农民心里养儿防老的观念也在慢慢松动。其实他们心里也想像城里人一样靠每个月领养老金自己养老。

目前农村养老保险政策分为基础养老保险和个人缴费两部分组.!农村上了60周岁的老年人每个月可以领取的70元的基础养老保险,而且是不需要缴费的,完全免费领取。不少农民都乐开了花。不过光靠70块钱的养老金还是无法在农村养老的,就算再节衣缩食,这点钱还是不够花的。而相比城里人每个月几千块的养老金,这点钱真的是太少太少了。

城里人养老金高是有原因的

不过现在出台了新政策,农民只要满足条件,通过补缴农村养老保险的方法,就可以在60岁了每个月领到1000多块的养老金。不过虽然是一个好消息,但是一次性补缴15年的农村养老保险可不是一个小数目,要9万多块,不同的地方可能价格还会上涨。

对于经济条件不错的农民来说,这是无疑是一个养老的好机会,通过补缴就可以退休后每个月领到1000多块的养老金。但是却很少有农民能够一次性拿出那么多钱,毕竟一个老人就要9万块,两个人就得18万了,这不是一个农民家庭可以拿得出的。

有时候也别羡慕城里人的养老金高,一个月都可以领几千块,而农民只有几十块。城市的养老保险金为何比农村人高那么多,这是有原因的!在城里打工的年轻人都知道,每个月都会被扣社保,里面的养老保险是占很大一部分的。

城市养老保险缴费金额远远大于农村缴费金额,高额的养老保险也是通过几十年的努力才换来的,所以这点跟农村是没有可比性的,农民一分钱都不用交就能领到70块,而城里人不交的话一毛钱都领不到。

虽然很多农民不能够通过补缴的方法领到高额的养老金。但是现在农民也可以每年缴纳农村养老保险,多缴多得,缴纳时间越长,领到的养老金也就越多。相信未来农民领到手的养老金也会跟城里人的差距越来越小的。

一次性补缴花9万,你愿意交吗? (单选)

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