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规范补缴养老保险,愿你拥有美好未来

2017-05-13 08:03:17   

三农问题越来越被广大群众重视,最新的调整是部分农民朋友可以在以后进行一次性的补缴养老保险。一次性补缴15年养老保险,每个月可以领取多少补助?

首先,让我们来看一组有关于养老金存量数据图

自1997年我国正式确立统账结合的养老保险制度至今,出现了2013年当期缴费收不抵支、目前3.5万亿养老金存量未来会用光的情况。

随着我国适龄工作人口的减少,老年人口的增加,我国养老金资产的管理越来越重要。

补缴养老保险的要求

一、年龄

男性年满45周岁,女性年满40周岁,才有资格进行补缴,补缴的年限不能超过10年。

男性年满60周岁,女性年满55周岁,则可以一次性补缴15年。

二、参保年限

目前社保补缴政策不可以一次性补缴15年,除非有缴费中断情况,

①先前有工作年限和参保基础,可以补缴中断部分

②没有以上情况,只能每年缴,退休时没交够15年,按年延交缴满5年。仍不足15年的,才可以一次性补缴结束。

补缴养老保险地域的差别

以个别城市为例,若一次性补缴9万元,男满60周岁,女满55周岁后,每个月可以领取1100元左右的养老金。当然,不同地区政策不同,每个月领取的养老金也有很大的差别。

⒈ 2016年各大城市养老金的调整

结束语:在现在社会稳步发展的基础下,农民的生活也越来越好。五险一金助农民生活有质的飞跃

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