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子女没有参加养老保险,农村老人满60岁能够领取养老金吗?

2017-05-11 15:35:47   

随着农村新农保政策出台之后,给于许多农村老人都带来了极大地福利,很多年老的农民不用缴纳养老保险每月也能够领取到基本的养老保险了,但是如今依然有着许多农村老人在反应自己领不到养老金,最近有有一位网友反映,家里有兄弟两人,而哥哥没有参保,自己年年参加养老保险,但是家里的老人却领不到养老保险。

按照当前的养老保险政策来说,凡是年满60岁的农村老人不用缴纳养老保险,就能够直接领取到最基本的养老金,但前提是符合缴纳农村养老保险条件的子女,必须要缴纳养老保险才行,如果农村老人自己缴纳了养老保险,则没有强制要求其子女必须要参加养老保险。

也就是说如果年满60岁的老人没有购买养老保险,而其符合参加农村养老保险条件的子女也没有购买农村养老保险,则该老人不能够享受到最基本的养老金,虽然目前基本养老金只有75元,但是随着养老保险的调整,这一基本标准还是会上调的,而且农村子女购买之后,不仅老人能够享受到养老金,自己年老之后也能够每月领取养老金。

虽然现在农村养老保险存在很多的缺陷,农民领取的养老金难以满足养老的需要,但是不管怎么样养老保险也多多少少给农村老人带来了一定的补贴,能够让他们添一件衣服、吃上几顿肉了。

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