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新华社北京5月5日电(记者谭谟晓)保监会官网5日发布监管函称,安邦人寿在报送产品备案材料时,存在违反、规避监管规定等问题,保监会不予备案相关产品,并决定自该监管函下发之日起3个月内,禁止安邦人寿申报新的产品。
监管函显示,安邦人寿近期报送的“安邦长寿安享5号年金保险”产品设计偏离保险本源,把长期年金保险“长险短做”,实际做成两年期业务,规避保监会对中短存续期产品的有关监管规定,扰乱市场秩序。“安邦e起赢两全保险(万能型)”产品报备材料中的中短存续期产品董事会决议无总精算师签字,不符合《中国保监会关于规范中短存续期人身保险产品有关事项的通知》的有关规定。
保监会有关部门负责人表示,安邦人寿应高度重视产品开发管理方面存在的问题,切实承担主体责任,严格按照监管要求对产品开发管理工作进行整改。保监会将视公司整改落实情况,采取进一步监管措施。
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