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邮储银行上半年净利润增长14.54%
2017-08-30 15:15:14 中国经济网
经济日报-中国经济网8月30讯(记者钱箐旎)8月29日,中国邮政储蓄银行股份有限公司(简称“邮储银行”)公布了2017年上半年的经营情况。截至2017年6月末,邮储银行资产规模8.54万亿元,较上年末增长3.37%;存款余额7.81万亿元,较上年末增长7.14%;贷款总额3.34万亿元,较上年末增长10.95%。报告期内,邮储银行营业收入1,059.73亿元,同比增长13.60%;净利润265.92亿元,同比增长14.54%。
报告同时披露,截至2017年6月末,个人客户数达5.39亿户。个人贷款余额达到1.79万亿元,较上年末增长13.26%。其中,包括信用卡透支在内的个人消费贷款余额达1.34万亿元,较2016年末增长16.08%,占总贷款比重达40.12%。
报告期内,邮储银行中间业务持续快速增长。信用卡发卡量新增334.15万张,同比增长81.08%,结存卡量突破1,500万张。在巩固线下网点优势的同时,邮储银行充分利用大数据、云计算、区块链等新技术,开展金融科技创新,推出新一代手机银行、银联二维码支付、云闪付等产品。
在风险防控方面,报告显示,截至2017年6月末,邮储银行不良贷款率为0.82%,较上年末下降0.05个百分点。
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