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全国优秀警察患绝症被保险公司拒赔 回应:告我们啊

2017-08-15 20:44:02   中国青年网

从警24年的全国优秀人民警察水树华今年患上了肝癌,而这场大病让他本来就不宽裕的家庭生活又陷入了困境。

水树华是今年5月被检查确诊为原发性肝癌的,手术治疗后他得知,郑州市公安局在中国人民财产保险股份有限公司郑州市金水支公司为他购买了职工人身保险。但没想到,在水树华与保险公司沟通时,保险公司竟告知他因以前有乙肝住过院,肝癌不是首次患病而拒绝理赔。

全国优秀人民警察患癌

保险公司拒绝理赔

水树华当了24年的警察,现在是郑州市公安局文化路分局治安大队民警。他因从事社区警务工作先后获得全国优秀人民警察、河南省优秀人民警察、郑州市优秀人民警察等诸多荣誉,同时还荣立个人三等功两次。

今年5月8日,水树华因腹痛前往河南省人民医院诊疗,被诊断为原发性肝癌,随后转至郑州大学第一附属医院进行手术治疗。

当事人

手术后,水树华获知,郑州市公安局在中国人民财产保险股份有限公司郑州市金水支公司为其购买了职工人身保险。但没想到,在水树华与保险公司沟通理赔事宜时,保险公司表示因其“以前有乙肝住过院,肝癌不是首次患病,拒绝理赔。”

大白新闻(微信ID:dabaixinwen)得知,水树华这次患病治疗花费了近七万元,大多都是借亲戚的。医保只报销了一半,剩余的都是自己支付。妻子也没工作,孩子今年刚考上大学,每个月5000多元工资,连吃药都不够。刚有起色的日子,因这场大病让家庭生活又陷入了困境。

水树华获得的荣誉

奔波了近两个月,问题还是得不到解决,迫不得已的情况下,水树华发表微博向社会公开求助,他在微博账号“小警察的苦恼”发布了题为“全国优秀人民警察患肝癌,中国人民保险难保命”的文章,引发网友关注。

保险公司:想理赔去起诉

法院判决我们才认可

郑州市公安局为民警们在中国人民财产保险股份有限公司郑州市金水支公司购买了职工人身保险,水树华也是被投保的民警之一。在与保险公司联系的过程中,该保险公司理赔服务部主管周宝凤让水树华提供相关资料,但当他按要求把全部资料备齐递交的一周后,却得到了拒绝理赔的答复。

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