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男子想换车灯不愿掏钱策划车祸骗保 想省500却赔3万

2017-07-04 13:45:57   银川晚报

想换两个前车灯,又不愿自己掏钱,车主便精心布置了一起假事故现场,企图通过保险报销修车费。最终被经验老到的金凤交警二大队事故民警识破,不仅骗保失败,还要承担事故的全部损失。

6月29日晚,金凤区交警二大队接到报警:通达南街六盘山路口向南100米处,一辆现代圣达菲行驶中与一辆宝马X5发生追尾。民警到达现场后,发现事有蹊跷。

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“我们通过勘察痕迹发现,两辆车的碰撞痕迹和正常的交通事故有差距,双方驾驶员对事故的描述跟我们勘察的事故痕迹不相符,于是产生了怀疑。”二大队事故民警张东告诉记者,民警还发现,双方驾驶员不认识,但两人的手机通话记录中却出现同一个联系人。

民警再次询问时,他们最终供出了该起事故的幕后“导演”——魏某。

魏某是一家修车行的老板,为让这起事故“上演”成功,魏某先后联系了自己洗车行的朋友小王和在4S店工作的朋友小黄,在征得他们同意后,6月29日晚上8点半左右,魏某先让小黄开着店里顾客留下的宝马X5先行出发了。

“我的车是别人顶账的,两年没开,所以两个前大灯不太亮,换灯得花500元左右,这辆车又是全保,所以就想让我朋友们帮忙,通过保险理赔的方式把两个大灯换掉。”魏某告诉记者,宝马X5是修理行顾客的车辆,他实施计划前征得了对方的同意。本以为通过策划制造车辆追尾事故的假象,能节省300元到500元的换车灯费用,不料被民警识破后,他现在不但没法理赔,还得支付宝马车的维修费用,并承担相应的法律责任。

“事故发生时,虽然两辆车车速都比较慢,但宝马车换掉车后杠就得8000元钱,还有被撞坏的后尾厢盖,应该是2万元到3万元。”张东说,魏某策划的此次事故,保险公司可以不予理赔。

目前,事故民警已将涉事三人移交辖区派出所,案件也在进一步调查审理中。

记者王辉郭峰

责任编辑:都基强 CN065
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