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刷卡买包烟欠3亿 秒变“亿万负翁”考验心脏承受力

2017-05-23 09:26:17   中国青年网

5月20日,四川成都市民吴先生出门买个烟,却收到系统提示信用卡无法继续使用,短信显示欠款311720168.39元。吴先生称,这张卡昨天还能用,不知道为何突然变成了这样……随后,吴先生连忙拨打了平安银行的24小时客服电话,“可是根本没有人接,我估计是不是中了病毒哦!”为了搞清楚事情真相,记者也来到了附近一家平安银行网点。

银行工作人员告诉记者,出现和吴先生类似情况的客户还有很多,“因为系统这两天在维护升级,可能把那一块没有维护到。不是病毒。”据悉,平安银行系统维护会在20日完成,21日市民就可以正常使用了。

刷信用卡时这些细节务必要注意

一、把错误的签帐单当场撕毁。若发生错误或取消交易,一定要把错误的签帐单当场撕毁;如果商家使用的是计算机联线刷卡终端,请要求销售员开立一张抵销签帐单以抵销原交易,再重新进行一次交易,或取得商家的退款证明。此外签帐单要妥善保留,除了以备日后查核外,也可避免被仿冒使用。

二、不要签署金额空白或填写未完全的签帐单。当您在进行消费时,商家会让您在交易单据上签字,您在签名前应注意记载金额是否正确,确认无误后方可签名。签单上的名字要与信用卡上的名字及笔迹相同。

三、请确认签帐单是否有二份重迭,尽量不要让卡片离开您的视线范围。

四、在同一家店刷卡消费时,建议先选好所有要购买的商品再一次性结帐刷卡,最好不要在同一家店连续刷卡二次以上,这样有可能造成收单银行拒绝您的交易。

五、在境外消费时,信用卡签单上有三栏金额--基本消费金额(BaseAmount)、小费(Tips)及总金额(Total)。您可在“小费”栏填写支付小费金额,加总后填入“总金额”栏内,最后签单。需注意是,总金额一定要算对,因为是根据总金额付款的,如果多写了一个零,小费就给太多了。

六、在国外刷卡时,注意签购单消费金额的币别,例如:币值小的日元1元和美金1元可是相差十万八千里的。

原标题:刷卡买包烟欠3亿!刷信用卡时这些细节务必要注意

责任编辑:丁勇 CN007
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