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南京大学生利用校园贷诈骗180万 专挑同学下手

2016-12-20 16:54:14   

近期,南京农业大学多名学生报案,说他们出于学生之间的信任,帮助一位同学办理网络贷款和刷单,没想到这位同学拿了钱人间蒸发,涉案金额100多万元。

南京农业大学学生小王说,今年8月份,在他印象中一直品学兼优的大四学长边某突然找到她,请她帮一个忙。边某说自己在“名校贷”做兼职,月末需要刷单增加业绩,让小王先把钱从名校贷里面贷出来给他,他再一次性的还回去。由于边某一直在学生会任职,为人又很和善。

南京一大学生利用校园贷诈骗180余万

小王禁不住边某几次三番的劝说,和几位室友一起在边某的指导下进行了贷款申请。边某要了学弟们的身份证和个人信息,帮他们注册一个账号,还让他们录了一段视频说是本人贷款。之后还有一个贷款平台打电话确认的过程,边某要学弟们说是借钱去考雅思托福。实际上小王等人把贷来的钱全部又转账给了边某,并且要边某赶紧把贷款还上,完成这次帮忙。

但小王的网站贷款记录显示,边某并没有给小王一次清还清贷款,而是按照每个月900多元的分期还款,到了11月份,连分期都不还了。此时小王还欠这家网贷平台本金23000多元,利息7800多元。跟边某关系一直不错的小张比小王更惨,他帮边某办了两笔贷款,目前在这家网贷平台还有3万多元没有还。学生们表示,之前边某一直说自己在想办法还款,12月6日晚上,边某还在跟他们联系,但到了7日一早就再也联系不上了。

南京一大学生利用校园贷诈骗180余万

案发后,大学生小张承认,在办理网络贷款的时候,边某曾经向她表示,会把贷出来的钱重新投入到网贷平台,赚取高额利润和提成,并且会把相应的比例分给帮忙的这些同学,实际上学生们每次只得到100元的“分成”。

为了打消同学们的顾虑,边某还写了多份承诺书并且录有视频,表示,相关同学的贷款全部由他来还,他也会承担所有的责任,还要求同学保密。而到了11月底,边某又开始向同学借钱,直到12月7日边某失踪,学生们才意识到被边某骗了。

南京一大学生利用校园贷诈骗180余万

警方调查,仅仅南京农业大学内部,就有数十名同学帮边某贷了款,总计180多万元。据了解,边某是湖北荆州人,事发后,他的家人曾经到南京来过,承诺会帮边某把欠款还上。由于边某的行为涉嫌诈骗,目前警方正在对此事进行调查处理。

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