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邮储银行上半年净利润266亿元 增长14.54%

2017-08-30 15:11:30   中国青年网

图为邮储银行网点。

图为邮储银行网点。

8月29日,中国邮政储蓄银行公布了2017年上半年经营情况报告。数据显示,截至2017年6月末,邮储银行资产规模8.54万亿元,较上年末增长3.37%;存款余额7.81万亿元,较上年末增长7.14%;贷款总额3.34万亿元,较上年末增长10.95%。报告期内,邮储银行营业收入1,059.73亿元,同比增长13.60%;净利润265.92亿元,同比增长14.54%。成本收入比持续下降,平均总资产回报率同比提升。

报告显示,邮储银行业务结构优化调整力度大,服务实体经济成效明显,截至2017年6月末,邮储银行涉农贷款余额1.01万亿元,较上年末增加888.02亿元,增长9.68%。此外,邮储银行个人客户数量继续保持稳步增长势头,截至2017年6月末,个人客户数达5.39亿户。个人贷款余额达到1.79万亿元,较上年末增长13.26%。

2017年上半年,邮储银行电子银行渠道用户数和交易替代率继续快速增长,电子银行客户突破2亿户,其中,手机银行客户达1.49亿户,个人网银客户达1.67亿户,电子银行交易替代率提升至84.28%。信用卡发卡量新增334.15万张,同比增长81.08%,结存卡量突破1,500万张。

报告表明,邮储银行流动性管理继续保持较好水平,完成首次同业存单(NCD)发行,积极筹备大额存单(CD)发行,流动性覆盖率135.42%,满足监管要求。截至2017年6月末,邮储银行不良贷款率为0.82%,较上年末下降0.05个百分点。

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