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上海探索新型保险运营模式 商保索赔:点击轻松申请

2017-08-09 04:04:12   中国青年网

2017年08月09日 10 :综合?广告 稿件来源:解放日报

本报讯(记者 刘锟)在健康保险的传统理赔中,客户需要逐项填写理赔申请书、整理纸质发票病历,再快递或亲自递交给保险公司,过程繁琐。随着移动终端兴起,客户通过拍照上传自助理赔成为流行模式,但这一模式对复杂理赔难以适用。昨天起,一种新型理赔模式在上海落地。太保安联健康保险公司牵手卫宁健康科技公司、上海中医药大学附属龙华医院共同上线数字化理赔平台,太保安联“U享赔”服务也随之在龙华医院展开。

拥有“U享赔”服务的客户在合作医院就诊时,其诊疗数据将同步直连至保险公司理赔系统,客户就诊完成后,只要在手机端确认就诊信息,即可点击发起索赔,直接完成理赔申请。保险公司在接收到电子化医疗数据后直接进行审核结案。整个过程中,客户基本无需其他操作,在太保安联手机APP中随时查询就诊记录,轻松管理个人理赔。

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