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河北多家银行取消部分收费 储户享受新实惠
2017-08-04 20:34:43 中国青年网
图为国家发改委官网截图。
人民网石家庄8月4日电 (陈汝健、孙逸桦、李晓、王雅洁)同行异地取现不收费,个人唯一银行账户免收年费和管理费,办理本票、汇票不收手续费……日前,国家发改委、银监会联合发文,要求自8月1日起取消6项银行柜台手续费,预计每年可减轻客户负担61.05亿元,不少个人或中小企业将降低支付成本,从中获得实惠。
6月30日,国家发改委、银监会联合印发《国家发展改革委中国银监会关于取消和暂停商业银行部分基础金融服务收费的通知》,规定8月1日起,取消个人异地本行柜台取现手续费,暂停收取本票、汇票的手续费、挂失费、工本费6项收费,各商业银行应主动对客户在本行开立的唯一账户免收账户管理费和年费等。
银监会在7月28至29日召开的年中工作座谈会上重申,引导银行业主动减费,确保全年向客户让利不少于440亿元。这次8月新规实施后,预计每年可减轻客户负担61.05亿元。
政策释放红利 银行跟进落实8月新规
“到网点办理汇票业务,客服人员告诉我从8月1日开始免收手续费。”3日上午,李先生来到中国民生银行石家庄自强路支行办理公司业务,他接着说,“感觉新规定挺好,切实为咱老百姓着想。”
随后,本网走访了工商银行、交通银行、河北银行等多家银行,皆得到8月1日新规已落实的肯定答复。中国邮政储蓄银行石家庄友谊南大街支行的客服人员进一步补充说,他们暂停收取“本票、汇票的手续费、挂失费、工本费6项费用”至2020年7月31日。之后是否会继续免收相关费用,还要等上级通知。
去年起,同行异地取现免收手续费
关于“取消异地本行柜台取现手续费”一项,本网经走访获悉,农业银行、中信银行、华夏银行等银行在8月新规实施前已取消。实际上,央行于2016年9月发布了《关于加强支付结算管理防范电信网络新型违法犯罪有关事项的通知》,明确要求银行在3个月内对本行内异地存取现、转账等业务免收手续费。“此次8月新规是对之前政策的再次重申,让金融惠民落到实处。”银行业内人士介绍。
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