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搅局“二马”海外支付战场 刘强东首战落地泰国

2017-09-16 07:31:43   中国经济网

同样重要的是,与当地公司合作,能更方便地跨越监管障碍。本地化的合资公司能与监管机构更顺畅的沟通,以便构建良好的信任机制,在资金安全、合规风控等方面充分磨合。毕竟大多数国家的监管机构都希望外资能够扎下根来,造福当地,而不希望外资以风卷残云之势大割韭菜。在开展合作的同时,京东金融还明确地表达了拥抱监管的态度。

京东金融副总裁许凌表示,从今以后国际化将是京东金融重要的战略方向,京东金融对国际化战略做持续性投入不设上限。具体实施路径上:京东金融将通过建立海外分公司、合资公司等方式“走出去”,积极孵化海外创新型业务,构建国际化金融科技能力,为海外企业和用户带去更优质的服务。在国际化前期,京东金融将以泰国为核心辐射更多东南亚国家。

两种海外开拓的道路,各有利弊。阿里腾讯以投资收购开路,将当地公司的控制权或者股权收入囊中,短期就能收到明显效果,但难以甩脱用“资本”换“市场”的嫌疑;京东金融从合作入手,重在与合作伙伴一起创造更好的服务,很难迅速增加市场份额,投入期会很长,但从长远来看,更容易走得稳健。

在支付宝、微信支付两强相争的格局下,京东金融这条鲶鱼的进入,未来的海外支付格局将会如何演绎,恐怕还有待市场的验证。

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