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邮局试点零售业“跨界”卖菜 各国邮政系统如何转型谋发展?
由于日本邮政在国有时代其邮政业务就遍布全国,特别是偏远的乡村,邮局肩负着保障当地和外界沟通的重要职责,加上民众对国有企业的信赖,日本邮政成为了世界上最大的金融机构,储蓄资产名列前茅,保险业务也在网络不普及的时代令其他保险公司望尘莫及,是世界上最大的保险公司。
日本邮政也有其他的金融服务,比如住房、贷款、信用卡等。此外,邮局还有零售业务,比如邮局里总是摆放着商品的宣传单,主要是食品和日用品。邮政的零售业务发挥其网点遍及全国的特色,商品很多是地方特产。日本人有订购商品送礼或者是自用的习惯,人们看商品宣传册在邮局订购,填写送货地址,很快邮政快递就会送货上门。
英国:邮局业务全方位覆盖人们生活
在寸土寸金的英国伦敦,市中心的邮局显得并不“高调”,有些邮局和文具店等商店共用一间店铺,邮政窗口藏在最里面,在这个光鲜亮丽的国际都市中似乎显得有些黯然失色。不过实际上,英国邮局的业务覆盖了人们生活的方方面面,小小的邮局柜台早已成为生活中不可或缺的存在。
《全球华语广播网》英国观察员侯颖表示,在英国居住,一定都会和邮局打交道。作为邮局的本职工作,邮寄信件、包裹肯定是邮局很重要的一块业务,除此之外,各种其他服务人们也都可以在邮局完成。以旅游保险为例,大家去办理申根签证的时候一定会被要求办理旅游保险,所以很多人喜欢在邮局办理,因为可以在14天之后被免费取消。
再比如换汇,提前在网上订好要换的币种和金额,到时间去邮局取就可以了。在邮局换汇的一个好处就是免手续费,目前还能享受旅游保险打折。
除此之外还有一些日常的水电煤气费都可以在邮局缴纳,只要告诉工作人员你想做什么,他们都可以帮你完成,另外一些纪念币和邮票也可以在邮局购买。除上述功能外,邮局也提供邮政储蓄、信用卡、宽带、汽车保险等服务,只要在邮局询问或在邮局官网上查询就可以。
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