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印度证券交易委员会发布区块链计划 OKLink 发力金融科技
而基于区块链解决跨境支付则可以构建一个由多个跨境支付需求方构成的联盟链(区块链公有链对所有网络用户自由开放,联盟链则对部分经过授权的用户开放),网络中各个节点之间以联盟链共识的加密代币为媒介进行点对点的货币传输,省去任何第三方中介环节,做到交易即结算——不需要任何第三方担任交易对手对双方账户变动进行调整、对账,大大降低成本的同时,可以非常迅速的完成支付。
OKLink致力于链接全球中小型金融参与者,包括银行、汇款公司、互联网金融支付平台等等,借助区块链技术极大提高金融网络的传输速度、成本,透明性及安全性,解决中小金融参与者跨境汇款手续费成本高、效率低、操作不方便等痛点问题。
OKLink基于区块链技术,连通网络中各个汇款和收款账户,让汇款公司和收款公司直接进行支付、结算,省掉了所有中间环节费用,包括OKLink和收款公司的所有费用,整个网络只在中间汇率基础上收取不超过0.5%的费用,极大地节省了中小企业在小额跨境汇款中的成本。并且,OKLink网络中的每个账户能够实现交易信息的一致同步,借记和贷记同时完成,达成最理想交易状态“交易及结算”,10分钟之内完成包括支付、汇率换算、结算在内的所有汇款过程。目前,OKLink网络已有遍及全球的数百家合作方加入,覆盖超过数十个国家和地区。(文/浅浅)
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