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国务院扶贫办:首投6000万 2020年为1000万贫困家庭免费投大病医保

2017-07-14 08:08:30   央视网

而“顶梁柱”保险项目主要针对贫困户中的主要劳动力提供专属扶贫公益保险,在新农合、国家大病医保基础上重点保障贫困人口目录外的医疗费用,是对现有医疗保障体系的有力补充,也是在为健康扶贫探索新模式、新方法。

据国务院扶贫办党组成员夏更生介绍,可促使农村贫困人口在政策范围内的住院费用报销比例普遍提高5个以上百分点。实现贫困人口县域内先诊疗后付费和一站式结算。

目前通过线上平台筹款及央企配捐,首批6000万元经费将为全国15个贫困县的建档立卡贫困户购买大病医保,“顶梁柱”保险项目的第一个示范县,就落在贵州省习水县。

与以往扶贫思路不同的是,“顶梁柱计划”搭上了“互联网+”的快车,成为该计划的一大亮点。

“可以发挥互联网在助推脱贫攻坚中的作用,推进精准扶贫、精准脱贫,让更多贫困群众用上互联网。”习近平总书记在网络安全和信息化工作座谈会上的讲话,明确将“互联网”与“扶贫”联系在一起,为我国新时期下的扶贫工作指明了方向。

“顶梁柱”保险项目将互联网在精准扶贫上的优势具体化。受保人可在线完成保单查询、上传理赔单据、发起理赔申请,图像识别检测将充当理赔人员的眼睛和大脑,自动识别图像类型,提取文字信息后,对关键核赔因子进行识别,用更“智能”的方式为保险公司提供理赔参考。这对保险公司来说,减少了厚重的后端理赔及服务成本,撬动商业力量持续参与公益,“专业的人干专业的事”,提高扶贫效率。

国资委和保监会等部门全程将参与并监督,从捐款到理赔,全程可追溯。广泛动员企业、政府部门、社会组织等社会力量都可积极参与,开创“全民参与、全程透明”,“互联网+精准扶贫”的新模式。

“没有全民健康,就没有全面小康”,如何让现行贫困标准下的每一名同胞能够在2020年前走出贫困,是党和国家要干的一件大事。

党的十八大以来,以习近平同志为核心的党中央吹响打赢脱贫攻坚战的进军号,成绩可谓举世瞩目。2013年至2016年4年间,每年农村贫困人口减少都超过1000万人,累计脱贫5564万人,相当于减少了一个中等国家的人口总规模。贫困发生率从2012年底的10.2%下降到2016年底的4.5%,下降5.7个百分点。这些实实在在的数据,标志着全国扶贫脱贫工作大跨步的进展。

2016年国家实施健康扶贫工程,完善全民医保制度,进一步增强防大病、兜底线能力。2017年是脱贫攻坚承上启下、全面突破的关键之年。通过“互联网+”的新杠杆来撬动精准脱贫的硬骨头,从而实现全面小康,这是具有情怀的中国梦想,也是充满智慧的中国方案。(文/田宏)

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