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非法集资筹建医院坑人不浅,如何识别高回报诱惑下的投资陷阱
根据刘某等人交代,所谓的“培训会”,表面是邀请老人们一起吃饭,实则是“业务员”的“洗脑”大会,法院经审理,认定被告人刘某等人犯集资诈骗罪,判处无期徒刑,并处没收个人全部财产;
▼ 投资黄金法则是坚信天上不会掉馅饼
作为投资人,我们应当怎样避免杨女士的悲剧再次发生。目前非法集资的形式多样,隐蔽性和欺骗性越来越强,作为投资人我们要首先认清非法集资的本质和危害,提高识别能力。
首先,正确识别非法集资活动。主要看主体资格是否合法,以及其从事的集资活动是否获得相关的批准;是否是向社会不特定对象募集资金;是否承诺回报,非法集资行为一般具有许诺一定比例集资回报的特点;是否以合法形式掩盖其非法集资的性质。
其次,自觉抵制各种诱惑。坚信“天上不会掉馅饼” 、“高额回报”、“快速致富”的投资项目进行冷静分析,避免上当受骗。同时,还要增强理性投资意识。高收益往往伴随着高风险,不规范的经济活动更是蕴藏着巨大风险。作为投资人,—定要增强理性投资意识,依法保护自身权益。
最后,要有自我保护意识,平时注意收集相关证据。一是要有文字的协议,相互间的权利义务约定明确;二是相关的相片、录像、录音、电话、地址等尽量保全,一旦有纠纷,有利于维护自己的权利,如果是刑事犯罪行为,也有利于公安机关进行调查取证,也有利于最终减少个人损失。
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