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支付宝被指实名制存漏洞 回应:因用户自身泄露信息

2015-10-11 13:37:14   中国新闻网

央广网北京10月11日消息(记者马喆)据中国之声《央广新闻》报道,有用户称,支付宝实名认证存在漏洞。用户打开支付宝实名认证页面,发现实名认证信息下多出了5个未知账户。对此,支付宝表示,是因为账户持有人存在自身身份证等个人隐私信息泄露,导致被关联认证。支付宝提醒用户,妥善保管好个人的账户密码、身份证件、银行卡等个人隐私信息。

支付宝用户称,实名认证信息下多出了5个未知的账户,而且用户没有收到任何形式的确认或者是告知的信息,无论是短信、邮件或者是登录后的站内信息都没有,用户自己完全是一个偶然的情况下,点到了实名认证的链接,才知道自己账户下面有5个未知的账户。这名支付宝用户就认为,未知账户的贷款也可能放在自己的实名信息之下,这也有可能出现别人来贷款、自己来还款的情况,因此用户在第一时间联系了支付宝的客服。客服方面表示支付宝的账户被别人绑定了子账户,用户需要进行申诉,解除绑定,而且这个责任并不在支付宝方面。

对于这样的一个漏洞,支付宝方面给出的官方回应是说支付宝的实名验证一贯是需要通过身份证、银行卡等多重信息进行验证的。如果发生支付宝的实名认证账户下出现了其他的关联账户,主要是因为账户的持有人存在自身身份信息泄露的情况,导致了被关联认证。因此支付宝要求大家务必要妥善保管个人的账户密码、身份证件、银行卡等个人隐私信息,避免给自己带来不必要的安全风险。同时支付宝方面也明确表示,对绑定在用户下的这些子账户不能够进行贷款的业务。

另外支付宝表示,如果用户因为支付宝账户或者身份证被盗用等,引起关联认证的情况,可以致电支付宝的客服热线。客户人员可以在核实的情况之下,帮助用户解除相关的关联帐户。此外支付宝方面表示,如果账户被盗用产生了资金的损失,支付宝所合作的保险公司将对用户进行赔付,最高可以赔偿100万元,从而保护用户的合法权益。

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