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“刷脸时代”还差临门一脚

2017-09-15 07:46:44   中国经济网

靠脸吃饭、刷脸取钱、看脸值机……当身份证、银行卡、微信和支付宝账号纷纷与“脸”绑定在一起,“刷脸时代”正大步流星地向我们走来。而随着人脸识别技术在消费、金融、出行等多个领域加速落地,信息泄露、安全隐患等问题却也相继浮出水面。

取钱、值机 “有脸就行”

最近,市民赵先生到银行取钱时却发现银行卡忘在了家里,本准备回家取卡,却被农行工作人员告知“刷脸”也能取款。

在ATM机操作界面选择“刷脸取款”,然后ATM机就启动了红外双目摄像头进行活体识别。对着摄像头眨眨眼睛,就完成了人脸抓拍。随后,刷身份证或输入手机号,进行二次验证。身份识别成功后,选择取款的账号,输入取款金额和密码,钱就从ATM机里“吐”出来了。

无独有偶,汇丰银行日前宣布已成功推出手机银行人脸识别功能,用于小额移动支付。而早在2016年,招商银行就已率先在全国106个城市近千台ATM机上实现了“刷脸”取款。

时光回溯至2015年春,阿里巴巴董事局主席马云的笑脸被定格在汉诺威电子展的大屏幕辨认框内。几秒钟之后,大屏幕显示支付成功,马云成功“刷脸”购买了一张1948年汉诺威工业博览会的纪念邮票。短短两年时间,人脸识别技术就在银行、第三方支付、交通出行、智能手机等多个领域抢滩布局。

在杭州万象城肯德基的KPRO餐厅里,消费者就能体验一把“靠脸吃饭”。在自助点餐机上选好餐,选择“支付宝刷脸付”,然后进行人脸识别,只要1至2秒钟,再输入与账号绑定的手机号,确认后即可支付,全程不到10秒钟。忘带钱包、信号不好、手机没电的尴尬或将从此烟消云散。

今年春运,北京等多地火车站就已推出“刷脸”进站通道;今年6月,在河南南阳机场,国内首个人脸识别智能化登机系统让旅客在登机口刷脸秒速验证登机;今年8月,在通州的京东线下商店,消费者的脸就是密码,刷脸瞬间完成支付。

值得一提的是,当“剁手”买买买后,“刷脸”有望成为下一个“接棒”姿势,在快递自提柜轻松取货。9月14日,蚂蚁金服宣布人脸识别技术将向物流行业开放,首批支持刷脸取件的自提柜已在上海5个快递站试点。

不敢“露脸”

防盗刷神器走红

有脸就行,刷脸过关。最近揭开神秘面纱的全屏iPhoneX手机,可谓把这波“靠脸上位”的智能热浪推向了高潮。

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