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中国人保成险企处罚王 半年接67张罚单游刃监管红线

2017-07-14 18:18:10   中国经济网

中国经济网编者按:据中国经济网记者统计,中国人民保险集团(包括人保财险、人保寿险,人保健康)今年上半年一共收到67张罚单,其中56张为各保监局下发的行政处罚决定书,11张为保监会下发的处罚。

数据显示,人保集团2017年第一季度经由子公司中国人民财产保险股份有限公司、中国人民健康保险股份有限公司及中国人民人寿保险股份有限公司所获得的原保险保费收入分别为人民币885.22亿元、168.73亿元及 644.26亿元。其上市子公司人保财险一季度人保财险实现保险业务收入886.31亿元,同比增长8.57%;净利润46.21亿元,同比增长8.8%。

人保集团业绩上涨背后,各类罚单更是纷至沓来。

据经济导报报道,截至今年上半年,保监会及各级监管部门共对63家险企开出251份罚单,而其中人保集团已独占67张。

具体来看,人保财险上半年累计收到46张罚单。值得一提的是,其中有11张罚单为保监会一次性“打包”下发。今年1月份,保监会下发2017年1-11号行政处罚决定书。而该11张罚单集体指向人保财险及其10家分公司,共涉罚金100万元。据了解,人保财险在开展电话销售业务经营中,存在使用与事实不符表述向投保人促销的违法行为,同时,人保财险10家分公司存在网销拒绝单独承保交强险的违法行为。

人保寿险上半年共收到21份处罚决定书,累计罚款金额314.2万元。根据处罚决定书显示,人保寿险业务主要存在财务数据不真实、欺骗投保人等违法行为。

人保健康收到较财险和寿险业务,其体量较小,被罚次数相对也较少,为4次。

1月3日:人保财险贺兰违法虚构个人保险代理人合同

宁夏保监局1月3日公布的行政处罚决定书显示,中国人民财产保险股份有限公司贺兰支公司存在虚构个人保险代理人合同的行为。上述行为违反了《中华人民共和国保险法》第八十六条的规定,依据《中华人民共和国保险法》第一百七十条的规定,宁夏保监局决定对该公司做出罚款20万元的行政处罚。

时任公司总经理寇少斌,对上述违法行为负有管理责任,依据《中华人民共和国保险法》第一百七十一条的规定,宁夏保监局决定给予其警告并处罚款4万元的行政处罚。

1月4日:人保财险宁阳违法给予投保人合同外利益

山东保监局1月4日公布的行政处罚决定书显示,中国人民财产保险股份有限公司宁阳支公司承诺给予投保人保险合同约定以外的其他利益,孔凯时任人保财险宁阳支公司经理对这一违法行为负有责任。

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