404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China
禁绝非法“校园贷” 增加合法借贷资源是正途
2017-09-20 08:02:08 中国青年网
吕晓雯 本报记者肖东
“一分钟申请,一天放款”、“免息,低息”,当类似词汇出现在大学生眼前时,难免会“怦然心动”,从而掉进“甜蜜的陷阱”。近日,针对大学生校园信贷问题,教育部回应称,任何网络贷款机构都不允许向在校大学生发放贷款,并鼓励正规商业银行发放小额信贷。
大学生防范金融风险意识的不足与网贷平台责任意识的模糊使非法“校园贷”得以滋生,非法“校园贷”贷款额从几百元到几万元不等,没有繁琐手续,随借随还,立等可取。看似简单方便却存在诸多风险。高利贷、诱导贷款、提高授信额度易导致学生陷入“连环贷”陷阱;部分校园借贷平台钻金融监管空子,诱导学生过度消费;校园不良网贷平台存在信息盗用风险,被冒用身份者可能会面对信用记录被抹黑及追债等问题;校园网贷平台“校园代理,层层分包提成”等发展模式破坏正常校园秩序,暴力追债现象威胁学生人身安全。
杜绝非法“校园贷”,要做好大学生金融知识的普及工作,并使之成为一项长期性、系统性工作,切实加强大学生的金融风险防范能力与认知能力,有效提高金融素养。大学生也要对熟人推荐的“校园贷”保持警惕,部分民间金融公司向校园发展业务时采取拉人头方式,靠学生之间互相介绍,给予提成或减免利息,由此导致高利贷在校园蔓延。当非法校园贷被禁绝,也应增加合法借贷资源的供给,让真正的有需求的大学生获得金融支持。
404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China
404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China
相关阅读
404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China
404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China
404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China
404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China
404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China
404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China
404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China
404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China
404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China
加载更多>>
404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China
404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China
404 Not Found
404 Not Found
Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!
URL: |
http://3g.china.com:8080/act/news/11038989/20170920/31479401.html |
Server: |
cms-8-251 |
Date: |
2024/12/26 12:38:12 |
Powered by China
China