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一纸汇票 汇通天下

2017-09-06 06:26:50   中国青年网

日昇昌创造出了一个神话

平遥日昇昌票号创立于1823年,专营银钱汇兑、存放款业务。

日昇昌的汇票,由票庄自己印刷制造。票号对汇票的印刷和安全性要求颇高。当时所采用的防伪技术,有密押、背书、微雕等方法,还采用了水印技术,所用的材料是加入蚕丝的麻纸。有经验的掌柜轻轻捻一捻、抖一抖,就能分辨出汇票纸张的真假。印制的数量及领用,都有严格控制。水印也是防伪的一道重要关卡,工人们在制作纸时,当浆干至七八成,会用特制的滚筒在四个角拓上“日昇昌记”这几个字,于是汇票的四角就有了独特的防伪水印。日昇昌在汇票上使用微雕技术的印章,一般为方形和菱形两种,并定期更换。票号上的密押,类似于密码。现存的档案资料中,就有用“谨防假票冒取,勿忘细视书章”十二个字来分别代表一年中的十二个月。过一段时间换一次密押。而这种严密的防伪技术,为日昇昌创造出了一个神话:在它的百年历史上,居然没有发生过一次被误领、冒领的现象。解决了防伪问题,创造了“一纸汇票,汇通天下”的奇迹。

史莉

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