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嵊州农户整村授信
2017-09-05 03:16:46 中国青年网
本报讯 (通讯员 尹祝梨 王良明) 今年以来,为精准对接农户信贷需求,进一步提高授信覆盖面和实贷率,嵊州农商行详细制定了整村授信“三年规划”,计划通过三年的时间完成辖内452个行政村电子化授信全覆盖,平均授信率超过25%。在推进过程中,该行充分发挥村级协贷员人熟地熟优势,配合客户经理开展授信,同时积极接轨大数据时代,建立数据仓库营销分析系统,开发数据信息采集APP,试行通过PAD端实现数据信息采集即时化、移动化。至7月末,已对近4500户农户进行重新授信,金额超4.5亿元,在“普惠快车”平台建档户数达18万户,建档率达67%。
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