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让创业青年乐享“丰收”

2017-08-31 07:27:00   中国青年网

“有了这笔资金,我就可以放心地去进货了,你们行推出这项贷款可真是我们创业青年的福音……”近日,刚刚拿到30万元信贷资金的安吉青年创业者刘涛喜不自禁,有了这么多的资金注入,让她对经营淘宝生意更有信心了。

如今在安吉,像刘涛这样受益于“青年创业贷”的客户越来越多。据悉,为了助推有志青年创业,安吉农商银行与安吉团县委开展战略合作,创新推出“青年创业·丰收系列”金融产品。根据创业青年发展的各个阶段,融合创业项目、经营状况、行业前景等因素,将产品划分为“微·信贷”“微·创贷”“微·业贷”3个类别,为创业青年提供2万~100万元的利率优惠贷款。

具体为,针对全县毕业初期大学生推出“微·信贷”,发放2万~10万元贷款,旨在培养大学生的信用意识;针对有创业项目或创业意向,且有一定自有资金投入的创业青年推出“微·创贷”,发放10万~30万元贷款;针对有经营项目,取得营业执照满半年以上,所从事创业项目有稳定营收且发展良好的青年,提升贷款额度至30万~100万元,努力做到在青年创业者起步路上“拉一把”,发展路上“扶一程”,转型路上“推一步”。

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