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建行长沙铁银支行贷款410亿元助力地方经济建设发展
央广网长沙8月29日消息(记者邓文辉 通讯员何坚雄 李国峰)近年来,建行湖南省长沙铁银支行紧紧围绕当地经济社会发展建设的重点项目和客户的金融需求,突出改革创新、转型发展的主题,坚持依法合规经营,把控好风险防控和创新驱动,在保持传统信贷业务稳定增长的同时,积极发展新型融资业务,发挥了国有银行的金融保障作用,先后发放贷款410亿元,为湖南的经济发展做出了积极贡献。
加强风险控制,严控信贷风险。通过加大授信培训力度,强化审批流程管理,以人员业务素质提高促业务发展。在贷款清收方面,该行认真分析贷款形成原因分析,采取“区别对待,一户一策”,实行名单制管理,督促各支行制定了清收措施,明确支行一把手在贷款清收的责任和任务,并按月对清收及处置情况进行通报,并采取上门催收、亲情催收和司法催收三种结合的方式催收贷款,有效控制贷款质量,确保风险防范。
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