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南召为脱贫产业系上“保险带”
2017-08-26 08:16:58 中国青年网
本报讯(记者孟向东通讯员王娟廖涛)“7月8号一场大雨,让我家700多棵桃树不同程度受损。因为有保险,结果领到了1800多元赔偿,算是收回了种植成本。”8月25日,南召县云阳镇唐庄村村民申保兰对记者说。记者获悉,在云阳镇举行的“7·8”洪灾精准扶贫理赔现场会上,该镇受灾贫困户共领到理赔款3万余元。南召县贫困户因大雨导致产业受损而得到的赔偿款将近40万元。
在脱贫攻坚中南召县发现,一些贫困户因担心发展产业没有保障而产生畏难情绪。县政府随即与保险公司共同探索开发适合精准扶贫的产业保险。
去年底,该县利用第三方平台投入93万元,为全县贫困户办理了农业保险,当贫困户农作物发生灾害时,由保险公司理赔。2017年上半年,南召县又通过招标,投资163万元为全县贫困户缴纳了产业保险,贫困户养殖的猪、牛、羊及种植的香菇、花卉苗木等,因发生自然灾害或其他意外受到损失,由保险公司及时进行理赔。南召县素有养蚕的传统,为规避蚕农养殖风险,县政府还在今年春季投入27万元为全县蚕农办理了柞蚕产业发展保险,当蚕业受到灾害后,蚕农放养1斤蚕籽最高保额可达3000元,由此也诞生了全国柞蚕业第一张保单。
7月8日,南召县突降暴雨,全县15个乡镇部分建档立卡贫困户的农作物受灾。保险公司接到灾情报告后,立即组织人员奔赴各乡镇巡查灾情,深入受灾农户田间地头、林地山坡,逐户拍照、勘查定损,在短时间内对受灾户进行理赔,弥补了受灾贫困户的经济损失。“农作物按苗木、化肥成本赔偿,大水冲走的牛按每头4000元赔偿、繁殖母猪按每头1000元赔偿。”人寿财险公司工作人员介绍说。③6
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