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金融进商会 企业得实惠
2017-08-23 04:56:59 中国青年网
长沙晚报讯(记者 舒元臻)“我是从事教育行业的,我们有专利产品,有针对我们的融资政策吗?”“我是从事服装行业的,主要做的是高端定制,想扩大规模,银行愿意贷款吗?”……近日,一场别开生面的“银企对接”在长沙宁远商会举行。
近期市工商联正开展“送政策进商会、纳建议稳增长”调研活动。当天的现场活动市工商联负责人解读了《关于振兴长沙工业实体经济的若干意见》《长沙市建设创新创业人才高地的若干措施》等相关政策,听取了企业主的诉求。针对企业主不同的诉求,华融湘江银行长沙分行工作人员现场详细介绍了多款适合中小微企业、创业者的融资产品,如税联贷、银担贷、信义贷等。
“2014年刚创业不久,资金缺乏需要贷款。如果找市面上贷款机构贷款,动辄2分、2分4的利息,与银行贷款利率相差了4至6倍,企业经营成本太高了。”经营某医疗器械公司的宁远商会常务副会长邓志维说起了初创时遇到的困难。邓志维坦言,资金问题是企业发展很大的瓶颈,正规的融资渠道要么审批程序十分复杂要么就是门槛太高等,导致部分中小微企业主在经营、生产过程中遇到良好发展机遇时,往往因资金短缺而错失机会。“我身边一些中小微企业主不是到处借钱,就是抵押房子,甚至是民间借贷,我接触到最高的利息有3分5,很多小企业赚的钱还利息都不够;对中小微企业来说,最重要的就是审批程序越少越好,融资形式要灵活。”
记者了解到,此次调研活动是为贯彻落实市委、市政府关于创建国家中心城市实现基本现代化的决策部署,根据市委办公厅“政策送下去、建议收上来”走访调研统一安排而开展的。
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