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制度设计上增强弹性 共有产权住房能走多远?

2017-08-14 14:13:33   中国青年网

共有产权住房能走多远?

建共有产权住房和降房价,这是两个不同的命题。虽然共有产权住房价格

也是整体房价的一部分,但对商品房价能有多大影响,还要看供应量的大小

中国新闻周刊记者/闵杰

一向被视为全国楼市调控政策风向标的北京市,在8月3日晚,又有重磅新规出台。

由北京市住房和城乡建设委等四部门联合起草的《北京市共有产权住房管理暂行办法》正式向社会公开征求意见。在此前限购、限贷、限离等一系列以“堵”为特点的政策后,抛出了一个面向刚需人群的“疏导”方案——共有产权住房。

资料图:楼市。孙睿 摄

有人对“共有产权住房”打了一个比喻,就像个人与政府合伙成立一家股份公司,双方按出资份额各占相应比例的股份,但公司的管理和运营权归个人支配,政府让渡自己的使用权。5年之后,购房者可以继续加持,购买房屋的完全产权,也可以上市交易,卖房提现走人。

“共有产权住房,是从住房供给的角度来建立长效机制的探索。”住建部住房政策专家委员会副主任顾云昌告诉《中国新闻周刊》,从本质上看,共有产权住房是对已有保障房体系的规范和完善。

事实上,关于共有产权住房,本身仍存很多疑问:政府和个人各占一半产权,从制度设计上与1998年房改之前的“单位公房”很类似,这究竟是不是一种改革的倒退?在一线城市土地供应逐年缩减的前提下,共有产权住房能拿到几成土地供应,对于整体房价的下降有多大影响?此前各类保障房制度,由于制度设计的不完善,很容易出现不公平现象或者陷入不可持续的境地。而这一次,共有产权住房能否承托住“长效机制”的期望,在实践中能走多远?

是保障房,还是商品房?

个人和政府“凑份子”买房的共有产权模式,并非北京的首创。

这种模式最早的探索者是江苏省淮安市。回溯这项探索的源头是在2007年,初衷是对“经适房”的建设和供应进行改革。比如,与“经适房”不同,建设用地由划拨变为出让、供应分配由政府包揽包办变为政府和个人共同出资。

当时,淮安试图通过这种方式来帮助那些既不符合保障房申请标准,又没有能力买商品房的人解决住房问题。

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