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乐山市商业银行与微众银行于2017年8月11日在成都宣布达成战略合作协议。双方将在创新产品联合运营、科技成果共享、大数据、金融云计算、融资授信、理财业务等多个方面建立并加深合作。微众银行将乐山市商业银行视为该行在西南区的互联网金融创新产品联合运营首选行,而乐山市商业银行则会在包括互联网产品风控、金融科技、创新产品落地等方面跟微众银行开展并加强全面合作。
据乐山市商业银行党委副书记、行长杨志敏介绍,根据战略合作协议框架,除了正在紧锣密鼓的实施“微动力”产品外,今年乐山市商业银行与微众银行还会在着力解决小微企业融资难以及人脸识别、获客营销等多个方向进一步加强合作。通过双方更加紧密的合作,使乐山市商业银行迅速与当前先进的互联网金融服务平台接轨,实现人才与科技的优势互补,这将极大的提升该行互联网产品的体验与品质。
微众银行副行长兼首席信息官马智涛在接受采访时表示,微众银行是一家科技型互联网银行,而乐山市商业银行是极具地方特色的城商行。双方完全可以在未来的合作过程中,取长补短,使双方业务发展均进入快车道。而随着微众银行和乐山市商业银行战略合作协议的签署,双方将持续强化对方的战略合作伙伴关系,通过共享资源和科技优势,对双方的合作项目进行交叉宣传、营销和推广,并在项目推进中相互给予最大相关政策的支持。
乐山市商业银行紧跟互联网金融发展步伐,以开放、共享的合作理念创新互联网金融产品,明确该行互联网金融业务向平台化、规模化、效益化、差异化发展,并制定详细实施规划。为此,该行专门成立相关业务部门积极推进,并持续引进行业专业人才充实队伍。目前该行已与多家知名互联网企业达成项目合作协议,在风控及体验上下足功夫,力争打造以“快乐银行”为主体的互联网金融平台。
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