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央广网广州8月12日消息(记者何伟奇)8月12日起,农行、中行、建行、交行等四家银行将广州地区首套房贷利率由基准进一步调整为基准利率上浮5%,这是广州地区首套房主流利率维持在基准利率近3个月之后,再度迎来上调。专家认为,商业银行上浮房贷利率对广州楼市预期影响较小,目前调控导致购房观望情绪将继续浓厚,房价总体趋势平稳。
据了解,今年银行已多次将广州地区首套房贷利率上浮。4月1日,工行、农行、中行、建行、交行等五大银行宣布将个人首套房利率折扣由8.5折上调至9折;5月6日,工行、农行、中行、建行、交行等五大银行宣布取消个人首套房利率优惠,执行基准利率;8月12日,农行、中行、建行、交行上调首套房贷利率为基准利率的1.05倍。
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