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在诸项保险监管政策的调整之下，昔日火爆的中短存续期保险正成为历史，与之合作的银行亦对该类存量业务进行清理。记者获得的一份中国工商银行个人金融部近日发给其合作保险公司的《关于加强管理中短存续期存量保险产品的函显示，随着从去年开始的监管政策调整，中短存续期产品的销售从今年二季度开始逐步成为历史。2014年至今，工行代理销售的五年期以内的保险产品（主要为中短存续期产品）达6600亿元，目前尚有近40%的存量保单未按约定持有年期进行退保，将对其提出两种管理方案。财经
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