新闻
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China

这些手续费取消后,你能省多少?

2017-08-04 04:02:58   中国青年网

漫画/何朝霞

长沙晚报讯(记者 刘琼萍)近日,发改委、银监会联合印发通知,自2017年8月1日起取消、暂停商业银行部分基础金融服务收费。新规如何解读?长沙市内各大银行执行情况如何?近日,记者进行了一番调查。

此次新规,银行取消的相关手续费

●取消个人异地本行柜台取现手续费。各商业银行通过异地本行柜台(含ATM)为本行个人客户办理取现业务实行免费(不含信用卡取现)。

●暂停收取本票和银行汇票的手续费、挂失费、工本费6项收费。

●对客户指定的一个本行账户(不含信用卡、贵宾账户)免收年费和账户管理费(含小额账户管理费)。

同行异地取现已免费 单笔最高减50元

日前,记者在交通银行长沙分行看到一则电子海报,称“取消个人异地本行柜台(含ATM)取现手续费”。据了解,其实从今年1月1日起,在工行、农行、中行、建行、交行等银行ATM机上取款,无论本地还是异地均已实行手续免费政策,但柜台取现仍然收取费用。

此次印发的通知,将银行柜台也纳入同行异地取现免费的范畴。据了解,此前,多数银行个人客户同行异地存取款、转账均要收取手续费,按照取款金额的0.5%收取,50元封顶。简单来说,在异地同行柜台取一笔3万元的现金,新规前你可能需交50元的手续费,但今后全免。

值得一提的是,异地同行取现手续费取消并不代表去任意银行取钱不收手续费。通俗来讲,如果你的卡是中国银行的,去中行全国各大网点取现属同行取款,可享零手续费,但如果去工商银行或别的银行取现则属跨行取款,还是要收取一定费用的,各大银行信用卡取现也在收费范围内。

记者走访过程中发现,长沙市内各大银行均已执行同行异地取现免费的新规。不少银行通过张贴公告、轮流播放电子海报等方式告知客户,交行省分行负责人表示,该行还将通过分批群发短信的方式广而告之。

一个账户年费自动免 每年每卡少交10元

自8月1日起,各行银行卡账户年费与管理费也进行了调整。在此之前,多数银行对于日均存款余额低于一定数额(一般为300-500元)的账户,除去所有用户都需要缴纳的10元年费,还会收取小额账户管理费,一般为每季度3元。也有包括华夏银行在内的部分银行从未收取过该项费用。

上一页1/2下一页
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China

相关阅读

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China
分享到:
0 0
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China

美图推荐

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China

为您推荐

加载更多>>
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170804/31033484.html
Server: cms-9-53
Date: 2024/11/28 23:08:34

Powered by China
China