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有人用社保卡,有人用医保卡,不一样吗?

2017-07-07 08:03:05   

不知道大家有没有发现,有的人用的是社保卡,有的人用的是医保卡,社保卡和医保卡,难道不一样吗?

答案是:不一样。社保卡不是医保卡,社保卡的功能更多更强大,而医保的功能比较单一。

如果把社保卡比作钱箱,那么医保卡顶多是个钱包。社保卡可以做医保卡做的事,但医保卡办不到社保卡能做的事。

简单来说,医保卡只有医保功能,只能用来就诊买药,而社保卡除了可以就医结算外,还能做很多事情,比如领取养老金、失业金等社保待遇,当银行卡、身份证使用,有的地方还能当公交卡、图书卡使用。

现在的趋势是,越来越的地方开始停用医保卡,换发社保卡,如果你手里的还是医保卡,最好去换成社保卡,当然,前提是你所在地已经开始推广社保卡。

现在,多数地方用的是第二代社保卡,这种蓝色的社保卡加载了芯片,具有金融功能和账户,开通金融功能之后能够跟普通银行卡一样消费、支付、转账等。

从今年开始,部分地区开始试点第三代社保卡,这种社保卡更加先进,会增加一晃而过的非接触功能。

人社部的数据显示,社保卡的持卡人数已经超过了10亿人,有人可能表示不信,但这个数据是真的。

参加社保的人,大家快去翻翻自己的钱包,看看你用的是社保卡,还是医保卡呢?

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