新闻
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China

工龄都一样,早退休10年,为啥养老金更高?

2017-06-26 08:46:41   

工龄跟养老金有着紧密的联系。最近,有人问思之想之,两个人的工龄都一样,都是30年,缴费也一样,为啥一个人早退休10年,领到的养老金现在反而更高一些呢?

一般来说,退休年龄越晚,能领到的养老金越高,因为社会平均工资每年都会上涨,晚退休的平均工资基数就越高。

但是,很多人会有这样的疑问,在相同的工龄下,也就是养老保险缴费年限相同,早退休10年,社会平均工资就应该越低,基数就越低,养老金就越低,但为啥现在反而更高了呢?

这主要是因为养老金每年都会上调,之前都是每年上涨10%左右,连续十几年都是这样的高涨幅,这个涨幅要高于平均工资的涨幅,所以,虽然早退休的养老金基数低,但架不住每年都上调10%。

举个例子,小王和小李工龄都是30年,小王2007年退休,小李2017年退休,小王退休时的社会平均工资为3300元,小李退休时社会平均工资为7600元。

按照养老金计算公式,小李的退休后2017年养老金大概为3000元左右,但小王养老金第一年只有1500元左右,但经过连续10年的上调,2017年养老金已经超过3500元。

可见,相同工龄下,早退休会拿的养老金多一些,但要说明的是,这个状态只能持续一段时间,过几年,晚退休的人的养老金会逐渐追平并超过早退休的人。

因为晚退休的养老金基数高,在每年相同的涨幅下,晚退休的人养老金会涨得更多,两者间养老金的差距也就越来越小,直至相同并赶超。

所以说,在工龄一样的情况下,并不是说越早退休越好,尤其是现在每年养老金涨幅有所减少的情况下。

因此,在经济条件允许的情况下,要记住社保里多缴多得,长缴多得原则,以后养老金也就越高。

那么,你现在工龄和养老金是多少呢?

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China

相关阅读

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China
分享到:
0 0
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China

美图推荐

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China

为您推荐

加载更多>>
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170626/30830454.html
Server: cms-8-251
Date: 2024/11/16 20:36:27

Powered by China
China