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新手司机刚提了车,出门就撞了,保险到底怎么赔

2017-06-23 08:28:40   

新手司机袁某来提车,刚上路,一出4S店就错把油门当了刹车,一头冲向路边,爬上行道树……

是不是该上天了

再来看一起小意外

一妹纸买了辆日产轩逸,想着高高兴兴的开着新车回家过年,结果刚提了车,开出4S店没多久就撞了。看看提车的时候笑容多甜啊!

撞后笑得更甜,还很淡定的合影留念。没错,姐买个车回来就是撞的。

刚提车就撞了,估计很少车主会像这位妹纸这么淡定吧,遇到这样的事情那得多痛心啊。那么问题来了,刚提的车,出门就撞了,新买的车还没上保险?那就......

还有新买的车当天撞了,保险“次日生效”合同不理赔?那么,保险公司真的可以不承担任何责任吗?新手司机们可要好好看了哈。

1,刚上险就撞车,保险公司会赔吗?

其实,汽车保险不会一购买就生效的,一般保险合同中会指出,交强险是要在出合同后当晚12时之后才会生效;举个栗子,你在7月1日12点上的交强险,必须要在7月2日凌晨0点之后才生效,要是在7月2日凌晨0点之前发生交通事故,也是不赔的。

相比交强险,商业险的生效时间就得看保险公司工作人员的工作效率了,也就是要看工作人员的处保单速度,最快也就是要到出合同后当晚12时之后才会生效。要是在上险日夜间12点前撞车,肯定是不会理赔的。

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