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社保卡里的钱会过期要清零?这是真的么?
社保卡钱过期清零是确有其事还是一个谣言,今天就给大家科普一下。
大家都知道,社保卡的作用就是就医结算、挂号买药、等等,社保卡里面的钱是在职单位和个人缴纳,里面的钱只会滚存,根据个人的使用情况或增或减。
然而在这里要说的是,不同地区社保卡里面划的钱是不一样的,各地的比例也是根据本地的政策来执行。所以这个还是要以您自己的情况来看,现在微信可以查询社保了,您可以在微信中查询这些基本信息。
社保卡里的钱会过期要清零?这是真的么?
还有一件事情要提醒大家,以前银行还没有将一类卡和二类卡合并之前,大家的社保卡和银行卡是独立开来的。银行新政出台后,用户只能持有一类卡,也就是说社保卡就是银行卡,银行卡也是社保卡。所以在ATM机上查询余额的时候要选择一下,假如您的银行卡中没有钱,选择的时候也选了银行账户,当然里面显示的余额就是0。所以要注意区分,否则会惊出自己一身冷汗,还以为自己的账户被清零了。
关于社保卡中的余额是否可以取出,这个也是按本地的政策来,有的地方直接可以将余额取出,但是有的地方却没有这个功能,个人认为社保卡里面的钱还是不要动的好,以防万一。就和自己累积的公积金一样,都是有相当大的作用的。
社保卡里的钱会过期要清零?这是真的么?
记住,查询社保不用跑医疗定点机构或者上网费劲去查了,微信就直接可以查了。注意:有的城市还是要自己去上网查的哦。
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