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现在放高利贷的人都清楚,法律不保护高利贷超标的利息,但放贷人可以要回本金。为了规避法律风险,让自己拿到约定的利息,很多放高利贷的人都留了一手,把利息计入本金谋取高利。
首先,在借款过程中,让你把借条打了,比如你要借50万,利息是50万,那么让你打100万的借条。
很多放高利贷的人都知道,光有借条未必能打赢官司,要让法院相信自己借给了欠债人100万,最好手里还要有证据能够证明自己真的把这100万交到了欠债人手里。
想要拿到这个证据也简单,放贷人会把100万先打到欠债人的银行账户。然后,他们叫欠债人把钱取出,自己拿走其中50万。这样放贷人只借出去50万,却有了100万元的银行流水即转账凭证。
在法庭上放贷人手里有了100万的借条加上100万的转账凭证,而欠债人没有充足证据推翻借条内容的话,其后果可想而知。
罗爷法律郑重提醒:不想被高利贷伤害,那就远离高利贷。
如果你有借贷方面的法律问题,想要咨询律师,或者需要律师指导你打官司或其它帮助,请点击下方“了解更多”并提交你的问题,罗爷法律会主动来电解答。
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