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理财公司关了门 我的两万多块该咋办?

2017-04-22 14:53:00   

孙先生在西安大路上一家理财公司购买了理财产品,孙先生可以按月收利息。可如今,孙先生发现,他当初买理财产品的那家公司,已经人去楼空。而自己投了几万元进去,如今却只收了一千多元利息,本金无处要回。

4月18号,孙先生来到西安大路一栋办公楼内的华赢凯来公司,此时公司玻璃门上着锁,前台没有人,走廊关着灯。公司内部桌椅整齐,但看不到任何办公设备。孙先生说,去年6月,就是这家公司的业务员到他们小区去宣传,说有一款理财产品,只要投资1万元,就能获得每年1200元的回报。

业务员承诺,协议生效后的一年内,公司每个月都会向他的账户打进100元利息。感觉挺合适,孙先生就与这家公司签订了《出借咨询与服务协议》。协议约定,甲方孙先生为出借人,乙方北京华赢凯来资产管理有限公司提供投资管理服务。具体是,孙先生出借10000元给第三方借款人,年利率为12%,出借期为一年。孙先生说,当时业务员介绍,他们公司好比是中介方,将出借人投资的钱款,再借给第三方借款人。还说这项投资风险低,见效快。一个月后,孙先生的账户果然收到了100元利息。随后,业务员推荐他再买一份数额更大的理财产品,利率也更高。

孙先生说,另一份协议的出借期为两年,从2016年7月7日至2018年7月7日。出借金额为15000元年利率12%,每月200元利息,其他条款与之前协议中的一模一样。而接下来的2个月,他的账户也的确收到了两百元的利息。前后两次,孙先生总共投了进去了25000元,两次一起,每月得到了300元利息。可是从9月开始,公司再也没向他的账户打过款。

孙先生打电话联系业务员,业务员告诉他,第三方借款人的资金周转出现了问题,过一段时间就能给孙先生打款。可一连等了好几个月,仍然没钱进账。一个月前,孙先生最后一次给业务员打电话,业务员仍旧告诉他要再等几个月。孙先生表示想和业务员见一面,遭到了拒绝。业务员的态度让孙先生产生了怀疑,他决定到公司看一看,到底是什么情况。到这儿一来,这才发现已是现在的这种状态。办公楼的保安告诉记者,这家公司从年前开始就关了门。此前有十几人也来找过这家公司,至于是为什么他不太清楚。楼下的商户表示,这家公司的情况他们不了解。记者按照孙先生提供的业务员的电话打过去,对方表示,目前公司租约还未到期,但因为发不下来工资,已经无人去上班。这家公司是设在长春的分公司,具体名称她也不清楚,现在无法返还孙先生本金和利息是因为第三方借款人的项目出了问题,至于为何华赢凯来公司要关门,她也不太清楚。

记者按照业务员提供的号码,打给公司负责人白先生,但电话始终无人接听。记者通过国家企业信用信息公示系统查询,显示北京华赢凯来资产管理有限公司法人代表为白丹青,登记机关为北京市工商行政管理局朝阳分局,登记状态开业,该企业被列入经营异常名录。对此孙先生表示,他希望与他有一样遭遇的人,看到节目主动联系自己,大伙联合起来维权。那么,对此事律师是如何看待的呢?吉林常春律师事务所的程博律师表示,既然有服务协议,孙先生可以直接提起诉讼。

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