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水母网5月30日讯 (YMG记者李俊玲 通讯员于思玮 王丹)车辆未上保险出了事故,不想自己掏钱去维修,烟台男子赵某计上心来,找来同款车辆,使出一招移花接木为其上了保险,并再次制造事故现场,以骗取大额保险金。没想到,聪明反被聪明误,事情最终败露。近日,赵某因犯保险诈骗罪,被芝罘区法院判处拘役六个月,缓刑六个月,并处罚金人民币一万元。
1月23日晚,赵某驾驶鲁Y6****号东风标致轿车行驶在烟台市芝罘区黄务街道办事处郑家村附近,因操作不慎撞到路边电线杆上,造成该车损坏。由于之前并没有给该车购买保险,为了骗取保险理赔款,赵某找到了一辆外观类似的东风标致轿车,并将车牌号换成鲁Y6****,于1月25日向中国平安保险股份有限公司烟台中心支公司购买了机动车综合商业保险,随后,赵某将借来的同款车辆还回。
1月30日晚18时许,赵某将之前自己被撞的轿车拖至车祸地点,谎称车辆发生事故,向平安保险公司报案,骗取到保险金人民币19400元。
正当赵某还在为自己的小聪明而沾沾自喜的时候,事情的真相逐渐浮出水面。在查证后期,平安保险工作人员发现,原来上保的车辆轮毂是7个棱的,车后贴有装饰标签,但是事故车辆的轮毂却只有5个棱,并且没有装饰标签。
事情败露后,经调解未果,保险公司向公安机关报案,案发后,赵某意识到问题的严重性,主动到公安机关投案自首,并退赔骗取的保险金19400元。最终,经芝罘区人民法院审理,赵某因犯保险诈骗罪,被判处拘役六个月,缓刑六个月,并处罚金人民币一万元。
原标题:烟台一男子编造事故欲骗车保 事情败露被判刑
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