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小伙想通过网络贷款1万元 却被骗走1万2千元

2016-12-25 07:45:34   

华商报讯(记者杨德合)西安小伙小聂本想通过网上贷款1万元,结果几个小时内,在对方的诱骗下,反而汇了万余元出去,到最后小聂才醒悟自己被骗了。家住东新街的小聂近日想贷一笔款用于房屋装修。“12月22日下午1点左右,我在网上查看申请银行小额贷款都需要哪些手续和资料,这时突然弹出来一个窗口,说是能提供小额贷款。”小聂说,这是一个网络贷款平台,对方表示不需要任何抵押,贷款手续简单便捷,于是小聂进入了该平台的QQ客服交流平台。

“对方先让我在线填了简单资料,审核后说我没有银行信用问题可以贷款。”小聂说,对方传来一份贷款合同,要求他打印出来填写按手印,同时扫描身份证传真过去。然后对方称手续完成,提供了一个经理的电话。电话中,经理表示可以放款,但为了双方都有保证,需小聂先打2000元买一份保险,这笔钱会在放款后1小时内返还。

小聂在客服要求下通过朋友支付宝转账,这时那个经理又表示需要小聂再打4000元在银行做资金流水,完成后随贷款返还。之后,客服展示了一张2万元的支票照片,说贷款已批。只贷一万,怎么批了两万?经理称,放款只能整数,因小聂曾支付4000元,故而多开了一万,但需小聂再打款6000元补足2万元,小聂照办。

此时,加上2000元的所谓保险,小聂已给对方打去12000元,但令小聂意外的是,他所申请的贷款依然无法拿到。

“他们又说那张支票得激活,还要我再打去1万。”这时,小聂猛然醒悟自己可能受骗,遂向公安新城分局中山门派出所报案。此后小聂多次催促,谁知客服将其拉黑,对方经理电话也不再接听。

昨日,华商报记者获悉,派出所已受理此案,警方提醒市民贷款一定要通过正规渠道,不要轻信网络贷款平台。

原标题:小伙想通过网络贷款1万元 却被骗走1万2千元

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