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天津部分银行暂停个人房贷 利率首套最高达30%
2017-08-15 17:44:06 中国经济网
央广网天津8月14日消息(记者陈庆滨 苏平 刘阳)自4月天津限购房政策出台后,房价涨势趋缓,近日有网友爆料称多家银行已停止个人房贷业务。记者以购房者身份咨询多家银行信贷部门,招商银行某支行信贷部经理直接回应无法贷款。交通银行信贷部经理则表示,因预计放款时间过长,暂时停止个人商业贷款业务。同样的情况也出现在渤海银行,渤海银行信贷部经理表示,渤海银行某支行目前已无贷款额度。中信银行某支行信贷部经理表示,可贷款购房,但首套房贷款利率已提高至30%。
记者下午进入天津某热门楼盘,销售表示,天津市大部分银行已收紧贷款,并且利率上浮已成为银行普遍现状,基本放贷利率均高于基本利率10%。浦发银行信贷部经理表示,现阶段放款时间比之前要长。
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