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22岁男生自缢因"校园贷"逼债?多家公司称未放过款
疑因陷入“校园贷”遭逼债,22岁大学生自缢身亡。有被怀疑贷款给该大学生的借贷平台表示,他们并未做校园贷款。
6月28日下午,在西安一所高校读大三的明明(化名)在兴平家里自缢身亡。7月1日华商报A06版报道此事,引发社会广泛关注。明明父亲刘先生称,明明出事前已将手机里关于借贷平台的App全部卸载。而在明明死后,他的手机上依然收到很多短信,其中,除了一些平台的注册反馈信息外,很大一部分都是催还款信息。刘先生统计,共有20多个平台给明明发过信息,他猜测,明明生前可能向很多平台试图借钱,其中一些借贷成功。
7月4日,华商报记者采访多名律师得知,合法的借贷关系受法律保护。但根据相关规定,借贷双方约定的年利率超过36%是不受法律保护的,超出部分的利息约定无效。如果有上述情况发生,超过部分借款人可以不还。如遭到胁迫还债,可报警处理。
明明生前到底借了多少钱,哪些机构给明明放过款,此前刘先生提供了给明明贷过款的20余家借贷平台名单,当被问及此事时,“民贷天下”所属公司表示,他们并不做校园贷款;而“弘业期货”所属公司相关工作人员也称,他们只是一家期货公司,并无借贷业务。此外,个别公司称自己属于第三方支付公司,未向明明放过款。
目前,刘先生现在已经联系律师,准备起诉给明明贷过款的公司。
责任编辑:都基强 CN065
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