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男子因即将拆迁恶意透支扮大款 欠下21万被刑拘

2017-04-30 13:06:03   长江网

原标题:因即将拆迁男子恶意透支扮大款 欠下21万被刑拘

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本报讯(记者刘智宇 通讯员黄娟 方利民)仗着有一套即将拆迁的住房,男子使用信用卡恶意透支用于高消费,没想到住房迟迟不拆迁,累计欠下21万余元信用卡本息。由于一直逃避还款,涉嫌信用卡诈骗罪,这名男子昨日被警方刑事拘留。

4月24日20时许,上海浦发银行信用卡中心工作人员报警称:家住青山的陈某于2016年5月在该行办理信用卡,当年5月至2017年4月期间,使用信用卡恶意透支用于个人消费挥霍,共计欠款人民币217047.89元。银行信用卡中心多次催收,拒不归还,无奈请求派出所依法追究其刑事责任。

接到报警后,武东派出所民警立即展开调查。经查,51岁的陈某喜欢打麻将、和朋友一起外出旅游,花钱无节制,每月3000多元的工资收入不够其消费,仗着家中有一套即将拆迁的房子,打起了透支信用卡提前消费的主意。

5月份办卡后,他第一次透支了本金15万元,每月需还款3100多元。钱到账后,陈某俨然一副大款派头,经常跟社会朋友一起去浙江、江西、江苏等地旅游,在朋友面前充大款,主动买单,一次旅游下来要花上2万元左右,加之日常消费也大手大脚,呼朋唤友吃吃喝喝花费不小,15万元仅用到10月份就没有了,欠下本金和利息共计21万多元。

银行不停催款,家中房子的拆迁又迟迟没有开工,无力还款的陈某躲避还款。他没想到,自己的行为已涉嫌信用卡诈骗罪。

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