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央广网广州9月27日消息(记者何伟奇)近日,农业银行在全国试点推广ATM“刷脸取款”功能,这是该行在ATM上应用生物识别技术的首次尝试,也是顺应科技时代转型发展的有力举措。
据了解,“刷脸取款”是广东农行今年大力推广的“机器解放人”战略的一项重要举措。通过系统比对现场抓拍的照片与可信照片源,验证客户手机或身份证号码、交易密码而实现的一种取款方式。该技术主要通过活体识别、交互验证以及图像识别对比,达到“刷脸”验证身份的效果,确保验证结果的唯一性和不可复制性,并在无卡取款基础上,进一步简化流程,无须事前掌银预约,真正做到“随时随地,即刷即取”,有效提升客户体验。
目前,广东农行在全省3300多台大额高速存取款一体机(又称“现金超柜”)上实现了“刷脸取款”功能,实现辖内1600多个营业网点全覆盖。也就是说,在广东地区的农行,平均每个营业网点就有两台“刷脸取款”设备可供客户体验和使用,农行“刷脸取款”设备总量和覆盖范围均居同业首位。现在,客户不用带银行卡或存折,仅通过刷脸、身份证号(输入或读身份证)、账户密码,就可以在农行网点办理存款、取款、转账、查询业务,十分方便快捷。
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