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郯城农商行信贷产品助力产业扶贫

2017-09-18 08:11:42   新华网

郑燕刘莹

山东省郯城县农商行为进一步加大金融扶贫力度,助力产业扶贫,自去年以来相继推出了“富民农户贷”“富民生产贷”“富民发展贷”和“第一书记帮扶贷”四类信贷产品。这四类信贷产品全部实行利率优惠,多元化满足了贫困村户发展产业的资金需求,截至目前已累计发放贷款过亿元。

据介绍,贫困户可申请“富民农户贷”,贷款额度3万-5万元,利率由财政贴息;帮扶贫困户的企业、合作社等,可根据帮扶实际申请“富民生产贷”,一般额度在300万元以内;贫困村村集体,可针对本村主导产业发展需求申请“富民发展贷”;贫困村有“第一书记”的,可通过扶贫项目抵押、结成互信用助联盟等方式,申请“第一书记帮扶贷”贷款产品。

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