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央广网海口8月30日消息(记者许云 通讯员钟泽亮)40岁的湖北鄂州市男子涂某因透支信用卡10万元逾期未还,经银行多次催缴后仍不履行义务,被公安机关涉嫌信用卡诈骗通缉。8月29日,涂某到三亚车站乘坐动车时,被海口铁路公安处三亚车站派出所民警抓获刑拘。
涂某原本是一个做生意的个体户,生活小康水平,后因与亲戚朋友攀比,2009年贷款购入豪车一辆后开始资金紧缺,后因经营不善,难以偿还债务,涂某便打起了拆东墙补西墙的主意,从2010年3月开始,涂某持农行信用卡恶意透支,截止到2014年12月,涂某信用卡欠款金额共计99611.42元。逾期后,银行工作人员多次以信函、电话等方式催收,但涂某并未清偿欠款。银行工作人员遂向警方报案,截止2017年3月份,涂某累计拖欠银行金额本金99611.42元,利息123408.90元,本息合计223020.32元。
涂某陈述,自己非常懊恼以前自己爱面子的攀比行为,因为买豪车妻子曾经和他意见不合,叫他勤俭本分,不要爱慕虚荣,涂某没有听,后来经营不善无力偿还债务,自己恶意透支信用卡不还的事被妻子知道后,其妻愤然提出离婚。后来,涂某以为搬了住址换了城市,银行就那他没办法了,没有想到3年后,自己还是受到了法律的惩罚。
警方提示,所有持有信用卡的个人,都要科学理财、不要盲目攀比消费,更不要恶意透支,恶意透支金额在5000元以上并经发卡行催收3个月以上的,将构成信用卡诈骗罪,一旦构成信用卡诈骗罪的,哪怕跑到天涯海角,都逃不脱法律的制裁。
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