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邮储银行三农金融事业部江西省分部成立
2017-08-26 11:41:00 中国青年网
人民网南昌8月26日电 (记者魏本貌) 中国邮政储蓄银行三农金融事业部江西省分部成立大会8月26日举行。邮储银行三农金融事业部江西省分部包含四个中心:政策与创新中心,小额贷款中心(扶贫业务中心),农业产业化中心和贷款管理中心。三农金融事业部江西分部成立,标志着邮储银行支持江西“三农”事业发展方面将有专门机构、专项资源、专业团队,以提供更加专业化、系统化的金融服务。
“三农”问题关乎国富民强。据介绍,邮储银行金融服务网络“广”,服务客户群体“多”,服务产品种类“全”,涉农贷款规模“大”。为更好地服务“三农”、打造专业化金融服务体系,去年9月邮储银行总行层面挂牌成立了三农金融事业部。江西是我国农业大省,涉农金融服务具有广阔的市场空间。邮储银行三农金融事业部江西省分部,将为江西农业发展、农村建设和农民致富作出更大贡献。
据介绍,邮储银行三农金融事业部江西省分部,在各市分行、县(区)支行下设事业部二级分部和营业部,将进一步构建和完善全覆盖、专业化的三农服务体系。管理机制上,该分行将建立健全“三农”金融专业化财务核算体系、专项的资源配置政策、独立的绩效考核机制;业务流程上,建立一套垂直的“三农”贷款审查审批体系,加强相关制度、流程、IT系统建设;服务领域上,将加强对于国家宏观政策、农业产业、区域经济等研究的广度深度,逐步拓展涉农公司金融业务,更好满足农村社会经济转型需求;队伍建设上,将进一步细化部门职责与分工,培养更为专业的“三农”金融服务队伍,加强专业知识、实操能力等方面的培训力度,保障“三农”金融人才队伍的规模和质量。
截至今年8月23日,邮储银行江西省分行今年新投放各项贷款超过600亿元,年净增超168亿元,结余近1190亿元,其中涉农贷款结余达472亿元、小微贷款结余达357亿元,结存服务涉农、小微主体分别达到近20万户和9万户,成为江西金融服务实体经济、服务“三农”和小微的重要力量。
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